Get Up to 1% Back When You Buy a Home!*
Buy your San Diego home with Justin and get up to 1% of the purchase price back, put straight toward your closing costs. Full-service real estate. Honest representation. One percent back.
How It Works
Cash back in three simple steps
No gimmicks. When you buy a home represented by Justin Santolaya, a share of the buyer-side commission comes back to you as a credit at closing.
Schedule your no obligation home buying consultation
During this time we will educate you on the home buying process, give you tips and tactics on how to start your search and get offers accepted, and walk you through how the whole escrow process works.
Find & buy your home
Shop any home on the market with full-service representation. Showings, offers, negotiation, inspections, and closing coordination are all included.
Get up to 1% back
At closing you receive up to 1% of the purchase price as a credit toward your closing costs, verified on your Closing Disclosure.
Rebate Calculator
See how much you could get back
Drag the slider to your target purchase price.
Estimate only. A rebate of up to 1% is provided when the seller pays at least a 2% commission to your buyer's agent. If the co-op commission offered is less than 2%, there is no rebate. The rebate is applied as a credit toward closing costs and is subject to lender approval.
Claim Your Rebate
Start with a free, no-pressure consultation
Tell us a little about what you’re looking for. Justin will reach out to confirm your eligibility and walk you through exactly how much you’ll get back.
- Full-service, licensed San Diego REALTOR®
- Rebate confirmed in writing before you commit
- Works on resale, new construction, and condos
- Hablamos español
San Diego Buyer Rebates
A cash back realtor rebate, done the right way
A home buyer rebate, sometimes called a buyer agent commission rebate, real estate rebate, or cash back at closing, is one of the simplest ways to lower the true cost of buying a home in San Diego. When a seller pays a commission to the buyer’s agent, our Buyer Rebate Program shares that commission with you, the buyer, as a closing credit. Buyer rebates are fully legal in California.
Unlike discount services that trade savings for less support, this is full-service buyer representation: home search, private showings, offer strategy, negotiation, inspections, and contract-to-close management on resale homes, condos, townhomes, and new construction across San Diego County. Under today’s rules, buyers sign a written buyer representation agreement before touring. Ours puts your rebate in writing at the same time, so your cash back is documented from day one.
Whether you’re searching for a cash back realtor, a commission rebate anywhere in San Diego County, or simply a way to reduce your closing costs, the math is the same: keep up to 1% of the purchase price working for you instead of leaving it on the table.
FAQ
Buyer rebate questions, answered
Everything San Diego buyers ask about commission rebates and cash back.
A home buyer rebate (also called a commission rebate or cash back) is when your buyer’s agent returns part of the commission they earn to you, the buyer. With our program, you receive up to 1% of the home’s purchase price back as a credit toward your closing costs.
You get up to 1% of the purchase price, credited toward your closing costs at close of escrow. Cash value is subject to final sales price.
The full 1% applies when the seller pays at least a 2% commission to your buyer’s agent, which is the most common arrangement in San Diego. If the co-op commission offered on a property is less than 2%, there is no rebate. We always confirm your exact rebate in writing before you commit to an offer, so there are no surprises.
Yes. Buyer agent commission rebates are fully legal in California and 40 other states. The rebate is disclosed on your Closing Disclosure and provided with your lender’s approval, keeping everything transparent and above board.
The rebate is applied as a credit toward your closing costs, which reduces the cash you need to bring to the table. Most lenders do not allow a commission rebate to be applied directly to the down payment, but lowering your closing costs frees up the cash you would have spent there. Your lender confirms the exact treatment.
No. Enrollment is free and you get full-service representation: home search, showings, offer strategy, negotiation, inspections, and closing coordination. The rebate comes out of the commission we earn, not out of your pocket or your service.
Most San Diego resale homes, condos, and townhomes qualify, and many new-construction builders as well (you typically must register us as your agent on your first visit to the builder). Just enroll before you tour or write an offer so we can represent you from the start.
Yes. Under current California and MLS rules, all buyers sign a written buyer representation agreement before touring homes with an agent. Ours includes your rebate terms in writing, so your cash back is documented before you ever write an offer.
Fill out the short form above or call 619-206-9633. We’ll confirm your eligibility, put your rebate in writing, and get you set up before you start touring homes.
Ready to get up to 1% back on your next home?
Join the San Diego buyers who are keeping more of their money at closing. Enrollment is free. Let’s confirm your rebate today.
*Subject to seller paying at least 2% commissions. To be used toward closing costs.
Buyer Rebate Program disclosure: The buyer rebate is up to 1% of the home's purchase price, provided to the buyer as a credit toward closing costs at settlement. The full 1% rebate assumes the seller pays at least a 2% commission to the buyer's agent; if the co-op commission offered on a given property is less than 2%, no rebate is provided. The rebate is capped at 1% of a $3,000,000 purchase price. The rebate is subject to lender approval and must be disclosed on the Closing Disclosure. A rebate may not be permitted on certain loan programs or transactions. The rebate is not a down payment and may not be usable as down payment funds. This is not tax advice; consult a tax professional regarding the treatment of any rebate. Buyer must enroll and be represented by Justin Santolaya / NextHome Bella Properties for the full transaction to qualify. Program terms are subject to change. Equal Housing Opportunity. CalDRE license information available on request.